Qualified Home Mortgage Blog
Creative financing for real people. Tips, guides, and tools for self-employed borrowers and investors. From FHA, VA, and USDA to non-QM programs like DSCR, bank statement, stated income, and SBA. Find a path that fits your story.
What Is a Qualified Mortgage (QM)? QM vs Non-QM Explained for Homebuyers
By: Qualified Home Mortgage Published on: 12/09/2025Learn what a Qualified Mortgage (QM) is, how it differs from Non-QM loans, and what each means for homebuyers. Understand requirements, pros and cons, and find out which mortgage option fits your needs.
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